What Is Foreclosure — And Can You Stop It?
Foreclosure happens when a homeowner falls behind on mortgage payments and the lender takes legal action to repossess the property. If you’re behind and worried about losing your home, you’re not alone — and you do have options.
Two Types of Foreclosure
There are judicial and non-judicial foreclosures:
- Judicial Foreclosure: Involves a court case, notices of pendency, and a sale order by a judge. This process can take 4–8 months.
- Non-Judicial Foreclosure: A deed of trust lets a trustee sell the home without court approval — much faster and with fewer steps.
How to Avoid Foreclosure
Here are some important steps to take as early as possible:
- Contact your lender or loan servicer immediately.
- Explore options like loan modification, repayment plans, or forbearance.
- Refinance if you qualify.
- Sell your home for cash to avoid foreclosure entirely.
Many homeowners also turn to government resources like HUD’s foreclosure assistance programs or the FDIC’s help center.
Fast Help for Veterans
If you're a veteran facing foreclosure, you're not alone. We proudly serve the veteran community across Virginia, offering fast, respectful support and same-day cash offers. Call us at 757-451-7040 — we're here to help.
Need to Sell Fast?
If the best solution is to sell, ASale4You.com can help you avoid the lengthy foreclosure process. We’ll make a no-obligation cash offer in 24 hours — no repairs or cleaning needed.
- Cash offer within 24 hours
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We buy houses throughout Virginia Beach, Norfolk, Chesapeake, Suffolk, and all of Hampton Roads — even if you're in pre-foreclosure.
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What Our Sellers Say
Our customers rave about our no-pressure approach and fast response. See their stories here.
Read more reviews — and know you’re in good hands.
Let us help you take control again. We’ll walk you through every step and treat you with the respect you deserve — whether you choose to sell or not.
Call 757-451-7040 or fill out the form below to start the conversation.